8/24/2023 0 Comments What is money guide proEstablish the amount to gift based on the client's projected Required Minimum Distribution. Show the impact on lifetime tax savings of gifting up to $100,000 of Qualified Retirement Assets directly to charities. Qualified Charitable Distribution (QCDs): Based on the clients' projected taxable income during retirement, auto calculate the amount to convert that maximizes the use of a selected tax bracket. Roth Conversion: Show how converting a Traditional IRA or an Employer Retirement Plan to Roth Assets impacts your tax burden and the assets left to heirs. Some examples of what this new feature can help advisors show clients: Based on plan complexity, prices will vary, ranging from as little as $1,500 to $5,000+. With this in mind, it is common that GWS&A may charge a separate for the service. Depending on plan complexity, the GWS&A team spends 10 to 30+ hours from start to finish on the overall process. The program is incredibly powerful for modeling “What if Scenarios”. MoneyGuideElite℠ uses Monte Carlo analysis and runs at minimum 100 trials to determine outcomes, based on stochastic modeling, the likelihood of success with variable stock market conditions. This ensures that if your financial plan is reran or modified in the future, each new instance and scenario is based on a true and accurate representation of your current account values. At GWS&A, we feel that running a fee-based plan through this sophisticated software can help pre-retirees enter into retirement with additional confidence. Read more about Goal Planning & Monitoring here.MoneyGuideElite℠ has been rated “the top choice of financial planning software for eight straight years,” according to Financial Planning Magazine’s annual survey. The MoneyGuideElite℠ program has partner integration with eMoney. For clients that are already using eMoney as an account aggregator to see all of their assets/liabilities in one place, GWS&A is able to link your living balance sheet directly into your MoneyGuideElite℠ Plan. Because the software is integrated with your client’s information and offers intelligent defaults, you can build a robust retirement analysis in minutes with minimal data input. Goal Planning & Monitoring: This online financial planning software, powered by MoneyGuidePro ®, enables you to create interactive goal plans for clients, build actionable recommendations and monitor plans to help keep clients on track. It’s the ideal tool for creating professional presentations and seminars. You’ll get access to the highly respected Ibbotson Stocks, Bonds, Bills and Inflation graph – and nearly 100 more. Ibbotson Asset Allocation Library: This online inventory of PowerPoint presentations offers a wide range of investment and asset allocation concepts. Knowledge is power – and this library delivers both. The library’s powerful search engine gives you instant access to a host of investment and financial planning-related articles, charts and tables, all of which may be electronically placed into your customized stationery and used under your byline. The Financial Planning Suite features three primary components:įinancial Planning Library – Forefield: Stay ahead of the curve with a large online database of knowledge that is both clearly written and easy to navigate. Whether you need to create a “10-minute plan” or a comprehensive financial presentation, this system will save you time and set you apart from the competition. Created with today’s advisor in mind, this best-in-class planning tool is key to serving your clients more thoroughly while you uncover new opportunities. Your position as a well-informed professional will only be enhanced by the cutting-edge information and functionality available through Raymond James’ Financial Planning Suite.
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The articulations amount to 144 unique samples per note, although because each string was sampled individually, in certain cases there are many more based on your ability to play the same note on different strings. Articulations such as sustains, half palm mutes, full palm mutes, mutes, squeals, tapping, natural harmonics, plus special effects such as chugs, scratches, string slaps, and much more. Over 10,000 samples, recorded in 24-bit, 48khz. Built-in strum pattern editor for authentic guitar strumming. Powerful mapping system that lets you set how you want to trigger articulations, using conditions such as velocity ranges, MIDI CCs, latching and non-latching keyswitches, and more. Vibrato can be assigned to MIDI CCs or aftertouch. Various vibrato styles, from classic vibrato to rock and metal vibrato with adjustable depth/speed. Adjustable pick position using our proprietary physical modeling technology. Multitracking up to quadruple tracking. All together, you have a comprehensive guitar effects suite at your fingertips without external guitar effect processors necessary to get amazing-sounding tones.īut don't just take our word for it, let your ears decide. Additionally, you have selectable guitar cab sizes with several options for microphones and mic placement. Plus, you can use many articulations within a single strum pattern, and even incorporate special effects like string slaps as part of the pattern.Įvolution Stratosphere comes with a robust guitar effects engine, including a vast collection of modeled guitar pedals. It gives you control over which strings get strummed, the direction of the strum, and the speed of the strum. We felt it was important to make something that represents strumming better than the traditionally-used step sequencer approach, so we came up with a more powerful system that's fast and easy to use. Evolution Stratosphere represents the fifth generation of the Evolution guitar engine and incorporates refinements that provide unparalleled realism and more intuitive play.įor example, Evolution Stratosphere has an intuitive, powerful strumming pattern editor. Today, you'll find the Evolution line of guitars and basses in final productions of numerous movie and television scores, trailers, games, even pop hits. When we introduced our line of guitar sample libraries in 2008, it represented a stunning leap forward in sampled guitar realism. 8/24/2023 0 Comments Superpowered initiative influenceThey are interested in getting quick improvements, so don’t overlook the quick wins that can be implemented around IT Services and/or processes Keep in mind that Senior Management often does not have the luxury of long projects. Step 4 – How Do We Get There?: This is the process improvement projects that are identified, agreed on and funded.Create your Measurement Framework of Key Performance Indicators so that later on you can measure if you have achieved your targets. You may find that being at a level three is all you need to deliver value. The target should not be to have all processes at a level five maturity. Not all processes are equal and some processes will deliver more value to the business than others. Also remember that for process maturity, the key is again to understand the value of a process to the business. If a customer says they want 99.999% availability, be sure that this is what they actually need to support the desired business outcomes they need to achieve. Keep in mind that setting targets should be based on business requirements, and not on business wishes. Targets can be set for availability measures for IT Services or a new maturity level for processes. This may require setting short-term, mid-term and long-term targets. Step 3 – Where Do We Want To Be?: Set realistic targets for the improvement initiative.If you don’t have any basic measurements or metrics today you may need to start collecting these for three to six months and then get agreement on a baseline number. Assessments can also be done around processes such as a process maturity assessment. Assessment can be done on availability and/or performance of IT Services. Answering this question is about performing an initial assessment, or measurements, in order to create a baseline upon which improvement effort success can be measured. Step 2 – Where Are We Now?: In order to be able to identify if you have improved, it is important to know where you started from.It is also important to understand ITs strategy, goals and objectives, and to ensure that they support the Businesses. Step 1 – What Is The Vision?: CSI is all about the Business, so when looking at the CSI Model the first step is to clearly understand the Business vision, strategy, goals and objectives.These approaches are nothing but some pre-defined questions, for which the CSI process tries to find answers. The CSI Model follows a six-step approach for reviewing, evaluation, planning, and implementing the Improvement process. ITIL Continual Service Improvement (CSI) Approach It also shows how the cycle fits into the Data-to-Information-to-Knowledge-to-Wisdom (DIKW Pyramid) structure of knowledge management The individual steps overlayed by the more general Deming (plan-do-check-act) Cycle. The figure below illustrates the Information Technology Infrastructure Library (ITIL) Continual Service Improvement (CSI) seven-step process.
8/24/2023 0 Comments Vice horoscope today 2022"Thirty percent of global IT professionals say employees at their organisation are already saving time with new AI and automation software/tools," the report added. About one-third of companies worldwide are now deploying AI applications such as natural language processing for fields such as marketing, sales and customer care. It can also address labour shortages as it helps to automate tasks. The financial services industry is also making more use of artificial intelligence (AI), according to the Global AI Adoption Index 2022 by IBM.ĪI is being used to detect fraud and cybercrime as well as to create hyper-personalised services for customers. He named Australia, New Zealand, Singapore and Hong Kong as examples of jurisdictions where banks are more ready to move to the cloud because the regulatory framework is very clear about what banks can and cannot do. The challenge for traditional banks seeking to move to the cloud is that they are part of a highly regulated industry and therefore not everything can be transformed at the same speed.įront-end technologies such as internet banking apps and APIs are better cloud candidates because they are not as heavily regulated as core banking and back-office operations.Ĭloud adoption also differs across countries, Mr Nallapan noted. The move to the cloud is also being hastened by competition from fintech, "which was born in the cloud", he added. "The only way to scale is through adoption of cloud. "A lot of banks realised, as the pandemic set in, that they were not quite prepared for the scale of remote working, the scale of customer access or online access," he pointed out. "I think that adopting the cloud by banking and financial services organisations is inevitable," said Mr Nallapan.Ĭloud services are also scalable as demand arises. Many are now embracing digital assets including cryptocurrency, non-fungible tokens (NFTs), or even various metaverse-linked applications, for example.Īnd as with many other organisations, more and more of what banks do will be done in the cloud, to take advantage of the speed and agility that is not possible with conventional data centre infrastructure. In any case, banks need to continually adapt to new technologies and trends to stay relevant. This is technically called an open application programming interface (API). Because consumers generally place high trust in banks, they are more likely to be receptive to third-party providers offering some services in conjunction with or on behalf of their banks. Open banking is a system that gives banks the ability to connect with third-party providers to offer a wider range of services. To reach out to current and potential customers, "banks want to be present everywhere and one way for them to do that is the adoption of open banking", said Kunaciilan Nallapan, vice-president for Asia Pacific, China and Japan of F5, an American technology company specialising in application security, multi-cloud management and online fraud prevention. Now it's time for banks to go after the customers, he said at Think 2022, a recent technology conference sponsored by IBM in Singapore. But as digitisation is becoming the norm, the bank is becoming more invisible and a service more like a utility. In the past, customers were the ones going to brick-and-mortar banks. It's not just lending and taking deposits, but customers expect them to be an adviser for what they're doing," says Bambang Moerwanto, regional vice-president of the Germany-based enterprise software corporation SAP. "The traditional business model of banking has changed because customers expect more from banks. It's a dramatic shift that is compelling banks to transform or risk being left behind. Customers emerging from Covid-19 are demanding new and better sets of services to meet their new consumption patterns, be it how they shop, eat, work or transfer money. The financial sector is on the cusp of yet another transformation. 8/24/2023 0 Comments 3m roku projectorEven with my faux wood blinds closed, I needed to pull the curtains to block the light. With a brightness of up to 60 Lumens, I found that the best way to view the episodes was in complete darkness. I displayed the image across my bedroom wall at 80 inches diagonally. First, the kids and I used it to catch up on lost episodes of Disney's Phineas and Ferb. Not only can you control the projector, you can also browse the Channel Store from your phone.Īfter selecting a number of channels for my Roku Streaming Stick, I was ready to test out the projector. If remote controls are too main stream for you, you can download the free Roku remote app onto your smartphone. Although it has a slight delay, the remote allows you to adjust the brightness and contrast, along with turning off the projector lamp while listening to Pandora. The projector also comes with a remote control. You simply remove it from your projector and plug it in directly to a compatible TV. The beauty of this streaming stick is that it can also be used with Roku ready televisions. The selection is somewhat limited, but they do have a highly addicting array of Angry Birds. With the streaming stick and the Roku Game Remote (sold separately), you can play games from the Channel Store. Also, you can use programs, such as Netflix and HBO Go, if you have a subscription. However, when I was watching a movie via Crackle, I sat through about one commercial every ten minutes. With these free channels, you do have to suffer through commercials. Plus, the Roku Channel Store has a large selection of free channels, such as Crackle and Pandora. It does not require additional cables or adapters. After using the projector with my iPhone 4s, iPad, and laptop, the Roku Streaming Stick is the most convenient way to enjoy this projector. If you choose not to use the stick, you are able to connect most of your preferred digital video devices to the projector as long as they are HDMI or MHL compatible. This streaming stick offers you another option for viewing media with the projector. Normally, I begin to lose interest in a device when I have to come up with a user name and enter credit card information, but the benefits of this little stick justify the extra ten minutes it takes to input some info. You must activate the Roku Streaming Stick online and create an account if you do not have one. The Roku Streaming Stick streams both video and audio from a large selection of channels through your high speed Wi-Fi network. This small stick is only 3 inches long, but it commands attention. After charging, you are ready to connect the Roku Streaming Stick, which is included when you purchase the projector. It charges through a power adapter however, you can leave the projector plugged into the wall while you use it. I felt like we should be playing a game of hot potato with it in the backyard. Unlike the Brookstone HDMI Pocket Projector, I could easily pop it into my tote or even let my children handle it. The form is easy to handle and gives the projector a durable feel. However, the shape is somewhat rounded, reminding me of the kid-friendly digital cameras. Like other pico projectors, this projector is compact in size (4.3" by 4.2" by 2.0"). With a native resolution of 854 x 480, this handy pico projector is portable and offers a satisfactory picture, but the real prize is the Roku Streaming Stick tucked inside of it. While using the 3M Streaming Projector powered by Roku, I was reminded of this. Although we eat the sweet morsels, the real happiness comes from whatever free object hides at the bottom of that box. Besides containing questionable nutritional value, they all have one important thing in common: a toy inside the box. My kitchen holds a treasure chest of children's cereals. 8/24/2023 0 Comments Lattice degeneration with holesIf you have a history of lattice degeneration, you should be aware of the symptoms of retinal tears and detachment. Preventive treatment of lattice degeneration has not been shown to prevent retinal detachment, but lattice degeneration should be monitored. Lattice degeneration can sometimes cause retinal detachments when holes or tears in the lattice formation permit vitreous fluid to get under the retina.įortunately, most people with lattice degeneration do not develop a retinal detachment. If part of the vitreous sac becomes detached from the retina, the friction and pulling where it is still attached can create a tear in the retina. This pulling weakens the retina and creates lattice lesions that look like white crisscrossing lines on the retina. In lattice degeneration, there are places where the sac is strongly attached to the retina and pulls on it. As one ages, the vitreous takes on a more fluid consistency and the sac sometimes separates from the retina. Lattice degeneration is the most important peripheral retinal degeneration that predisposes to a rhegmatogenous retinal detachment. Lattice degeneration affects the vitreous and inner retinal layers with secondary changes as deep as the retinal pigment epithelium and perhaps the choriocapillaris. The vitreous, a clear gel-like substance that fills the inside of the eye, is contained in a sac loosely attached to the retina. Lattice retinal degeneration is considered the most significant peripheral retinal disorder potentially predisposing to retinal breaks and retinal detachment. Lattice degeneration is thinning and weakening of the retina, the light-sensitive layer of cells lining the back of the eye that can lead to a retinal tear. 8/24/2023 0 Comments Mira mesa weatherThe coldest month is December, with an average high-temperature of 63.9F (17.7C) and an average low-temperature of 49.6F (9.8C). Presentation Copyright © Falling Rain Software, Ltd. The first month of the winter, December, is also an enjoyable month in Mira Mesa, California, with an average temperature varying between 63.9F (17.7C) and 49.6F (9.8C). What is the current weather near Mira Mesa, San Diego Weather, Scattered clouds Temperature, 30C Humidity, 59 Wind, 14.8 km/h Pressure. If this page is useful to you, please link to it. The UV-Index climbs up to 12, don't forget to use sunscreen when spending the day outside. Temperatures as high as 81 F are foreseen. In the morning a few clouds are expected. The maximum temperature will range between 64.4☏ (18☌) and 66. Temperature differences will be unnoticeable in the upcoming days. Rain is not forecasted in Mira Mesa in the upcoming days. Choose from several local traffic webcams across Mira Mesa, CA. For the next ten days, a combination of cloudy and occasionally sunny weather is anticipated. University of California Natural Reserve System The night and the afternoon clear skies prevail. Access Mira Mesa traffic cameras on demand with WeatherBug. Click-drag to zoom,click-click to reset,shift-click to drag.ĪBX Air, Air Canada Express, Alaska Airlines, Allegiant Air, American Airlines, Inc., American Eagle, British Airways, Condor, Delta Air Lines, Inc., Edelweiss Air, FedEx Express, Frontier, Hawaiian Airlines, Japan Airlines, JetBlue Airways, SkyWest Airlines, Southwest Airlines, Spirit Airlines, Sun Country Airlines, UPS Airlines, United Airlines, Inc., United Express, Virgin America, Volaris, WestJet,, ĪeroMéxico, Aeroméxico Connect, Aeronaves TSM, Ameriflight, Aéreo Calafia, Estafeta Carga Aérea, Global Air (Mexico), Interjet, TAR Aerolineas, VivaAerobús, Volaris Display: Cloud Cover Temperature Precipitation Solar Flux Snow Depth Relative Humidity Those terms include a limit of three preapproved visitors at a time, turning today’s shoot into an elaborate exercise in consolidation.) The 2020 arrest was the latest in a string of allegations that began when YoungBoy was 15. (Hence the security team, whose presence is to enforce the terms of his incarceration as much as for his protection. In October 2021, a judge granted him permission to serve house arrest in Salt Lake City at the request of his lawyers. After fleeing police, who had stopped him in Los Angeles with a federal warrant stemming from a 2020 arrest - where he was one of 16 people picked up on felony drug and weapons charges at a video shoot - he spent most of 2021 in a Louisiana jail. Since moving to Utah, YoungBoy has left his house exactly zero times an ankle monitor will trigger if he so much as crosses the end of his driveway. And though his path may strike some as counterintuitive, YoungBoy’s perpetual underdog status only galvanizes his die-hard supporters, for whom aggrievement has become a calling card, regularly spamming comment sections in frantic defense of their favorite. As a public figure, he’s inscrutable, but in song, he comes alive - equal parts outlaw and confidant, commiserating with listeners’ struggles and declaring vendettas in the same breath. He’s known for churning out releases with machine-like efficiency and for the legal battles that have haunted his career from day one, to the extent that both feel like essential components of the art itself. YoungBoy Never Broke Again photographed on Decemin Utah. The NBA’s coolest young team, the Memphis Grizzlies, warms up to his music almost exclusively. After deducting a presumed 10% management fee, Billboard estimates YoungBoy’s take-home pay from artist and publishing streaming royalties averaged between $8.7 million and $13.4 million annually over the last three years, depending on the structure of his publishing contract and level of artist royalty his recording contract pays out. YoungBoy was the third most-streamed artist in the United States last year (according to Luminate), behind Drake and Taylor Swift, and currently sits at No. 1 on YouTube’s Top Artists page, where he has charted for the last 309 weeks. (Of the latter, 12 charted in the top 10, and four went to No. 1.) Of the whopping eight full-length projects he released in 2022 alone, five reached the top 10 his latest, January’s I Rest My Case, debuted at No. 9. Since breaking out from his hometown of Baton Rouge, La., at age 15 - already sounding like a world-weary veteran who had absorbed a lifetime of pain - he has landed 96 entries on the Billboard Hot 100 and 26 projects on the Billboard 200. Yet in an extreme and emblematic case of streaming-era stardom, YoungBoy is one of the most popular and prolific rappers on the planet. (A middle-aged blonde from the mansion next door cranes her neck from the window of her SUV to gawk at the camera crew unloading outside for today’s cover shoot.) And it’s true that the artist born Kentrell DeSean Gaulden, whom fans call YoungBoy or simply YB, has practically zero mainstream presence: He’s not on the radio, scarcely performs live, regularly deactivates his social media accounts and shies away from the press. Should they learn that he is signed to Motown Records and makes music as YoungBoy Never Broke Again, it’s likely they would still draw a blank. The neighbors have yet to figure out who exactly it is that moved in just over a year ago: a rail-thin 23-year-old with faded face tattoos and a stable of luxury vehicles that never leave the garage. Inside, the space is all white and sparsely furnished, decorated with a pair of spindly Christmas trees, a half-dozen painted portraits - in one, a smiling young man feeds his daughter a cheeseburger - and an enormous plaque that glints in the sunlight and reads, “100 RIAA Gold/Platinum Certifications,” and, in larger letters, “ YoungBoy Never Broke Again.” Its recipient, who introduces himself as Kentrell, sits quietly beneath it as a motherly woman named Quintina, who is not his mother but his financial adviser, paints his fingernails black. On a clear day like today, you can look out the living room’s floor-to-ceiling windows, over the icy swimming pool and presently invisible dirt bike track below, and the entirety of the Salt Lake Valley spreads out before you like an overturned snow globe. YoungBoy Never Broke Again: Photos From the Billboard Cover Shoot They are compact and highly recommended for traveling. These models have a rotating cap that you turn to find just the right sound you want. So which noise machines are consumers choosing and why? Look for a unit that features countless options for you to personalize your noise. Lastly, never put a noise machine in a baby crib as it poses a danger to the little ones. This tends to be more effective than nature sounds that fluctuate. Another point to remember is to find consistency in sound production. After this study, it was strongly suggested to consumers to make sure they play their noise machines at a safe level which should sound like a soft rain shower. A study out of Canada showed that noise machines being used in hospital nurseries were being used at decibel levels that are unsafe for babies and borderline unsafe for adults at 85 decibels. There are a few things to keep in mind when using a noise machine. These sounds are peaceful and help to eliminate disruptions from household or outdoor noises. Many opt for nature sounds for their baby such as rain, waterfalls, crickets or ocean waves. Pink noise is another type of sound that is a little less consistent in intensity and is said to be quite effective for steady sleep. White noise is consistent in its intensity and therefore offers excellent sound cancellation for a restful sleep. The white noise option creates a static, like what you hear on a radio or television. You can even get a combination noise machine that has all the popular sounds. There are a couple of different types of noise machines to choose from. They are a bit safer than having a phone application running through the night. Noise machines are simply electronic devices that plug into the wall and offer a significant amount of static noise for you to fall asleep. The reason consumers are turning to noise machines rather than sleep apps on their phones is to reduce the risk of blue light disruptions. Noise machines can aid in falling asleep and staying asleep for a restful, steady slumber.Ī noise machine should play some sort of sound to drown out sporadic noises from the environment to calm and lull you to sleep. In these cases, many have turned to noise machines as an alternative to sleeping medications. Does sleep come sparingly for you? Does it take forever to fall asleep or perhaps you are a light sleeper and wake with every sound in the night? Maybe you have a new baby and your home is a bit noisy. 8/23/2023 0 Comments Ftl advanced edition torrent macOnce the program is done, you should be able to run the game as you would normally, but with new access to the mods. To activate a mod, run Slipstream, select the mod(s) you want to use, then click "patch". Once there, move your downloaded mod into the "mods" folder. To add mods to slipstream, navigate to the steamapps/common/FTL Faster Than Light folder (where the game is located). Adding Mods to Slipstream (Click to expand) Therefore, if two mods write over the same files, they will never be able to work together successfully. While it is possible to use two mods at once, mods get installed in the order in which they are listed in Slipstream. Additional details available in this post. You must return your copy of FTL to its default, unmodded state before installing Slipstream. Click "yes" to confirm and launch Slipstream. You will see a confirmation popup (see screenshot) once FTL has been located. You will see a black window while the program searches for your copy of FTL. Open the Slipstream folder and find the "modman" application.ĭouble click on "modman" to start Slipstream. OPTIONAL: Rename the Slipstream folder to simply "Slipstream". In Program Files/Steam/steamapps/common/FTL Faster Than Light (See screenshot.) Move the Slipstream file folder to your FTL folder. Open the Slipstream file folder, you should see a single folder with the same title as the parent folder (e.g. Extract the Slipstream folder from the zip file.ģ. Download Slipstream Mod Manager zip file from the official thread in our forums.Ģ. Is the go-to method of using mods with FTL.ġ. Slipstream is a fan-made mod manager for FTL which makes it easy to install multiple mods and control which ones you use, when you want to use them. |
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